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Assets and the Poor: New American Welfare Policy
- English
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About this book
This work proposes a new approach to welfare: a social policy that goes beyond simple income maintenance to foster individual initiative and self-sufficiency. It argues for an asset-based policy that would create a system of saving incentives through individual development accounts (IDAs) for specific purposes, such as college education, homeownership, self-employment and retirement security. In this way, low-income Americans could gain the same opportunities that middle- and upper-income citizens have to plan ahead, set aside savings and invest in a more secure future.
About the Author
Michael Sherraden, Neil Gilbert
| Author | Michael Sherraden |
| ISBN-13 | 9781315288352 |
| Publisher | Taylor & Francis |
| Publication Date | 09/16/2016 |
| Page Count | 344 pages |
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